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Your financial future starts with a conversation. Get in touch today.

ABOUT ARK

Local Values.
Lasting Relationships.

Based in Ballarat, Ark Wealth Advisory is built on the values that matter in regional communities: integrity, straightforward advice and relationships that stand the test of time.

With more than 25 years of financial planning experience, we help individuals, families and business owners make confident decisions about their wealth and future. We take the time to understand what matters to you, simplify the complex and provide a clear path forward.

Clear Advice

Practical guidance explained in a way that makes sense.

Genuine Care

Your circumstances, priorities and future come first.

Long Term

A trusted relationship that grows with your needs.

WHO WE ARE

Advice Built Around Real Lives.

Led by Anthony Riding and Kristina Madden, at Ark Wealth Advisory, we believe financial advice should provide more than just recommendations. It should give you clarity about where you stand today, confidence in the decisions you make, and a clear direction for the future you want to create.

Based in Ballarat, we work with individuals, families and business owners across the region, building long-term relationships founded on trust, honesty and genuine care. We take the time to understand your goals, priorities and circumstances, recognising that every financial journey is unique.

Whether you’re looking to build and protect wealth, prepare for retirement, manage life’s transitions or create a legacy for future generations, we provide tailored financial planning designed to help you achieve your long-term goals with confidence and peace of mind.

MEET THE TEAM

Local Experience. Personal Advice.

Anthony Riding

Co-Owner & Director

Anthony Riding

Co-Owner & Director

Hi, I’m Anthony — Co-owner and Director of Ark Wealth Advisory. I have been helping people around Ballarat and the surrounding regions with their financial planning since 1999, and even after all these years I still genuinely love what I do. Being trusted to help someone with their financial world is a real privilege, and it is never something I take lightly. Every client brings their own story, goals and challenges, and it is incredibly rewarding to play a small part in helping them feel more confident about their future.

One of the things I am most proud of is the team we have built at Ark Wealth Advisory. We are a group of like minded professionals who care deeply about financial planning and about delivering a genuinely high quality client experience. Everyone here is passionate about great outcomes, clear communication and making sure clients feel supported every step of the way — and that is a big part of what makes Ark Wealth Advisory what it is.

Outside of work, life is usually a mix of family time and sport. My wife Danielle and I love unwinding with whatever TV series we are currently hooked on, and most weekends you will find me cheering on my boys, Lachie and Liam, at cricket or soccer. I am also a long suffering Essendon supporter, so patience has become one of my more developed life skills. And when the Ballarat cold really kicks in, we are quick to escape to warmer destinations for a family holiday and a bit of sunshine.

If you are looking for financial advice that is personal, practical and delivered by people who genuinely care, reach out to the team at Ark Wealth Advisory — we would love to help you feel confident about your next steps.

Kristina Madden

Co-Owner & Director

Kristina Madden

Co-Owner & Director

Hello, I’m Kristina, Co-owner and Director of Ark Wealth Advisory.

During my career in the financial planning industry, I have had the privilege of working alongside Anthony Riding for much of that time. Throughout our professional partnership, we have shared a very similar approach to advice: putting people first, building lasting relationships based on trust, and providing practical, personalised guidance that helps our clients feel confident about their financial future.

Having worked together for so many years, continuing our professional partnership at Ark Wealth Advisory felt like a natural fit and an exciting opportunity to continue supporting the individuals and families we work with, guided by the same values and commitment.

Together with Anthony and Stephanie, we have built a close-knit team that genuinely cares about our clients and the experience they receive. We all share a commitment to clear communication, exceptional service and ensuring our clients feel supported throughout every stage of their financial journey.
Outside of work, you’ll usually find me planning my next travel adventure, exploring new places or fitting in exercise before most people have started their day. I’m an enthusiastic amateur runner, a regular gym-goer and a firm believer that a good day starts early. In fact, a 4:00am alarm is a pretty normal part of my routine. Whether it is training, travelling or working with clients, I enjoy setting goals, staying disciplined and embracing new challenges.

I feel incredibly fortunate to work in a profession where I can build meaningful relationships and make a genuine difference in people’s lives. I look forward to getting to know you, understanding your goals and helping you feel confident about your financial future.

Stephanie Chambers

Client Services Officer

Stephanie Chambers

Client Services Officer

Hello! I’m Stephanie, your first point of contact when getting in touch with us at Ark Wealth Advisory.

Working alongside Anthony and Kristina, I provide organisational and administrative support to keep things running smoothly for our valued clients. Being naturally detail-oriented, I enjoy keeping things in order and take pride in helping to make the complicated feel a little more seamless.

Outside of finance, I have a few ventures of my own, including our family farm and breeding boutique Highland cattle — which means my working life is an interesting mix of spreadsheets and muddy boots.

I am a firm believer in doing things the right way the first time, building meaningful, lasting relationships and maintaining a sense of humour — despite how seriously I take myself.

I hope to hear from you so we can work together, because good financial planning is about more than numbers — it is about having the right people in your corner.

THE ARK DIFFERENCE

Looking at the Bigger Picture.

Financial decisions rarely sit neatly apart from one another. Superannuation, investments, insurance, retirement and intergenerational planning are often closely connected. Our role is to bring those pieces together, remove unnecessary complexity and develop a practical strategy shaped around your circumstances and priorities.

We are also here for the long term. Life changes, businesses evolve and plans sometimes need to change with them. By building an ongoing relationship with you, we can continue providing considered advice and support as your needs, opportunities and ambitions develop.

For us, financial planning is ultimately about people. It means listening carefully, explaining things clearly and helping you make informed decisions with confidence. That is the kind of practice we are building at Ark—and the kind of relationship we want every client to experience.